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Running your own business offers freedom, but documenting income for a mortgage can get complicated—especially when tax returns don’t tell the whole story. A bank statement mortgage lets self-employed borrowers use their business or personal bank statements to prove income…
Rocket’s Real Estate Takeover: Who’s Really Helping You in Portland? Rocket bought Redfin. Then they scooped up Mr. Cooper. And let’s not forget—they already own a title company. If you’re in the Portland metro area and wondering what this means…
Strategies Every First-Time Homebuyer Needs To Know If homeownership is on your goal sheet for your future, you’re probably working on your savings. And a big priority is making sure you’ve got a plan in place for things like your closing costs, down payment,…
If you’ve been thinking about buying a home, in the Pacific Northwest, including Portland, OR, Vancouver, WA, or across Oregon, Washington, and Idaho? mortgage rates are probably top of mind for you. They may even be why you’ve put your plans…
Why Pre-Approval Is Even More Important This Year On the road to becoming a homeowner in the vibrant Portland, OR/Vancouver, WA metro area or the scenic states of Oregon, Washington, and Idaho? If so, you may have heard the term pre-approval get…
If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep…
Beginning with Pre-Approval If you’re a first-time homebuyer in the Portland, Vancouver, or Idaho regions, you may be feeling the heat of today’s competitive real estate market. Affordability is tight with today’s mortgage rates and rising home prices. At the same time,…
If you’re planning to buy a home, an inspection is an important step in the process. It assesses the condition of the home before you finalize the transaction. It’s also a different step in the process from an appraisal, which…
Pre-Approval in 2023: What You Need To Know One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: “In a…
If you’re looking to buy a home or even refinance, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low…
