Licensed in Oregon, Washington and Idaho
NMLS#: 90661
Are you looking for a trusted Portland mortgage broker? I’m Matt Jolivette, a Certified Mortgage Consultant® with 25 years of experience helping homebuyers and homeowners in Oregon, Washington, and Idaho. My goal is to make the mortgage process clear, efficient, and tailored to your goals.
Whether you’re a first-time homebuyer or an experienced real estate investor, I am here to guide you every step of the way.
Let’s start a discussion about your mortgage needs today by filling out the questionnaire on this page.
Explore all of my mortgage loan options to find the right fit for your home purchase or refinance.
🏡 Why Work With a Local Portland Mortgage Broker
As a local Portland mortgage broker, I understand the unique dynamics of the Oregon and Southwest Washington and Idaho markets. I don’t work for a big bank — I work for you. Whether you’re buying your first home in Beaverton, upgrading in Vancouver, or refinancing anywhere in the metro area, I offer tailored mortgage solutions backed by 25 years of experience and a commitment to personal service.
Matt has been a licensed Mortgage Broker in Portland Oregon and Washington since 2000. Matt takes pride in meeting and exceeding the new industry standards in education and licensing requirements. Matt also holds the prestigious Certified Mortgage Consultant® (CMC®) designation, in which less than 1% of mortgage brokers hold. As a local independent mortgage broker, Matt believes the added training results in being able to serve my customers with the highest level of knowledge and professionalism.
Associated Mortgage Brokers is a privately owned mortgage broker firm in Portland Oregon founded in 1989. Based on the premise that my customers want to work with an experienced professional who provides them with multiple loan programs for residential home mortgage loans.
Learn more about my background and approach on the Who I Am page.
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Stay updated with the latest market news and advice on the mortgage blog.
For additional mortgage guidance and home loan tips, visit the Consumer Financial Protection Bureau’s Home Buying Guide.
Frequently Asked Questions (FAQs)
1. Do you work with clients outside of Tigard?
Yes, we work with you outside of Tigard and serve all of the Portland metro and Oregon, Washington and Idaho. We can do a fast video or phone call to help you get a loan from far away. We are so glad to help you out now.
2. What are the basic requirements to qualify for a mortgage in X?
To get a home loan in X, you need a good credit score, a steady job, and a down payment. Banks also look at your debt and income. The exact rules will vary by the loan you pick out.
3. How much down payment do I need for a home loan in X?
You need 3.5% to 20% down for most home loans in X. Normal loans need 5% to 20%, while an FHA loan asks for 3.5%. If you get a VA or USDA loan, you may pay zero down on a home.
4. What is the difference between a fixed-rate and an adjustable-rate mortgage (ARM)?
A fixed loan keeps the exact same rate and payment for the whole term. An ARM starts out with a lower rate, but it can go up or down later on based on the market. A fixed loan is safer.
5. How does my credit score affect my mortgage approval in X?
Your credit score sets your loan approval and rate in X. A high score gets you a low rate and great terms. A low score means you will have to pay much higher rates and fees for your new home.
6. What are the closing costs, and how much should I expect to pay?
You pay 2% to 5% of the home price in closing costs. These are fees you pay to close your loan. They pay for a home appraisal, title insurance, and the basic lender fees to set it all up for you.
