Matt Jolivette
Top-Rated Mortgage Broker in Portland, OR
Licensed in Oregon, Washington and Idaho
Work with a 26+ year mortgage expert and Certified Mortgage Consultant (CMC®) who structures the right loan for your goals – not the bank’s. Serving homebuyers, refinances, and investors across Oregon, Washington, and Idaho.
- 26+ years experience from underwriting to ownership
- Access to multiple lenders for better rates and approvals
- Specialist in complex scenarios, investors, and first-time buyers
- Veteran-led service built on discipline, transparency, and results
Over 1$ Billion loans funded in Portland
Get to know me...
Matt has been a licensed Mortgage Broker in Portland Oregon and Washington since 2000. Matt takes pride in meeting and exceeding the new industry standards in education and licensing requirements. Matt also holds the prestigious Certified Mortgage Consultant® (CMC®) designation, in which less than 1% of mortgage brokers hold. As a local independent mortgage broker, Matt believes the added training results in being able to serve my customers with the highest level of knowledge and professionalism.
Associated Mortgage Brokers is a privately owned mortgage broker firm in Portland Oregon founded in 1989. Based on the premise that my customers want to work with an experienced professional who provides them with multiple loan programs for residential home mortgage loans.
Learn more about my background and approach on the Who I Am page.
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Frequently Asked Questions (FAQs)
1. Do you work with clients outside of Tigard?
Yes, we work with you outside of Tigard and serve all of the Portland metro and Oregon, Washington and Idaho. We can do a fast video or phone call to help you get a loan from far away. We are so glad to help you out now.
2. What are the basic requirements to qualify for a mortgage in Tigard?
To get a home loan in Tigard, you need a good credit score, a steady job, and a down payment. Banks also look at your debt and income. The exact rules will vary by the loan you pick out.
3. How much down payment do I need for a home loan in Tigard?
You need 3.5% to 20% down for most home loans in Tigard. Normal loans need 5% to 20%, while an FHA loan asks for 3.5%. If you get a VA or USDA loan, you may pay zero down on a home.
4. What is the difference between a fixed-rate and an adjustable-rate mortgage (ARM)?
A fixed loan keeps the exact same rate and payment for the whole term. An ARM starts out with a lower rate, but it can go up or down later on based on the market. A fixed loan is safer.
5. How does my credit score affect my mortgage approval in Tigard?
Your credit score sets your loan approval and rate in Tigard. A high score gets you a low rate and great terms. A low score means you will have to pay much higher rates and fees for your new home.
6. What are the closing costs, and how much should I expect to pay?
You pay 2% to 5% of the home price in closing costs. These are fees you pay to close your loan. They pay for a home appraisal, title insurance, and the basic lender fees to set it all up for you.
