Finding a home as someone who owns their own business can feel like running into a wall, especially when traditional mortgage income rules don’t tell your whole story. A bank statement loan lets self-employed buyers use deposits from their bank…
Why Pre-Approval Is Even More Important This Year On the road to becoming a homeowner in the vibrant Portland, OR/Vancouver, WA metro area or the scenic states of Oregon, Washington, and Idaho? If so, you may have heard the term pre-approval get…
If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep…
Why Pre-Approval Is Your Homebuying Game Changer If you’re thinking about buying a home in the Portland metro area including Vancouver, pre-approval is a crucial part of the process you definitely don’t want to skip. Before envisioning cozy evenings in…
Beginning with Pre-Approval If you’re a first-time homebuyer in the Portland, Vancouver, or Idaho regions, you may be feeling the heat of today’s competitive real estate market. Affordability is tight with today’s mortgage rates and rising home prices. At the same time,…
If you’re planning to buy a home, an inspection is an important step in the process. It assesses the condition of the home before you finalize the transaction. It’s also a different step in the process from an appraisal, which…
Pre-Approval in 2023: What You Need To Know One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: “In a…
If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey. But why is that? And is it still important in today’s shifting market? The truth is,…
Saving for a down payment is a key step in the homebuying process, and it’s not the only piece you need to include in your budget. Another factor that’s important to plan for is budgeting for closing costs required to…
When buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on…
