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All Things Mortgage: Insights, Trends, and Resources

Our blog articles are geared towards first-time home buyers and mortgage market news.

Buying in Lake Oswego, West Linn, or Wilsonville: How to Plan the Financing

Buying in Lake Oswego, West Linn, or Wilsonville: How to Plan the Financing

Buyers looking south of Portland often compare several suburbs at once. Lake Oswego, West Linn, Tualatin, and Wilsonville sit close…

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VA Refinance Options: Compare Cash-Out and IRRRL

Refinancing with a VA loan may lower your payment or give you access to home equity, but choosing the right…

A beautiful, well-maintained modern farmhouse with a charcoal board-and-batten siding exterior, Pacific Northwest style home, tall evergreen trees,...

Conventional vs. FHA Loans: Choosing the Right Fit

Choosing between a conventional loan and an FHA loan can feel confusing when both options look good on paper. Conventional…

How Portland buyers with 1099, RSU, or trucking income get a file that underwrites

How Portland buyers with 1099, RSU, or trucking income get a file that underwrites

A lot of Portland purchase files do not look like a single W-2 and a checking account. Tech employees vest…

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ODVA Home Loans: What Oregon Veterans Should Know

Buying a home in Oregon can get confusing when you qualify for veteran benefits but aren’t sure which loan program…

Mortgage Broker, Bank, or Online Lender: What South Metro Buyers Should Know

Mortgage Broker, Bank, or Online Lender: What South Metro Buyers Should Know

When you start shopping for a mortgage, you will hear from banks, online lenders, and mortgage brokers. They can all…

Moving Up to Lake Oswego or West Linn: Financing Your Next Home First

Moving Up to Lake Oswego or West Linn: Financing Your Next Home First

A lot of buyers in Lake Oswego and West Linn already own a home somewhere else in the Portland metro…

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Mortgage Refinance: How I Help Homeowners Decide

Refinancing can sound like an easy way to lower your payment, but the fees, timing, and long-term math can make…

A beautiful, well-maintained traditional suburban home with a sage green warm neutral-toned exterior, Pacific Northwest style home, tall evergreen ...

FHA Loans: When I Recommend Them to First-Time Buyers

Buying your first home in Portland is exciting, but choosing the right loan can get confusing fast. An FHA loan…

A beautiful, well-maintained traditional suburban home with a taupe painted siding exterior, Pacific Northwest style home, tall evergreen trees, so...

Portland Home Loans: Compare Conventional, FHA, VA

Buying a home in Portland is exciting, but comparing conventional, FHA, and VA financing can get confusing fast. Conventional, FHA,…

A beautiful, well-maintained transitional-style home with a soft beige brick exterior, Pacific Northwest style home, tall evergreen trees, soft ove...

Portland Mortgage Preapproval: Documents You Need

Making an offer on a Portland home is exciting, but scrambling for mortgage documents at the last minute can slow…

A beautiful, well-maintained transitional-style home with a light tan two-tone exterior, Pacific Northwest style home, tall evergreen trees, soft o...

Down Payments: Conventional, FHA, and VA Guide

Saving for a down payment can feel like the biggest hurdle between you and a home purchase. Qualified borrowers may…

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