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Some Highlights Mortgage pre-approval means we have reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability…
If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey. But why is that? And is it still important in today’s shifting market? The truth is,…
Things To Avoid After Applying for a Home Loan Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful…
If you’re looking to buy your first home in Oregon or Washington, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months…
The Portland housing market right now is hot, at least for sellers and landlords. It is extremely competitive for buyers and renters looking for a new home. If you are struggling to find housing in today’s market, here are a…
With the housing market so hot over the past few years, many buyers near Portland are offering above the seller’s asking price. Why would they do that? What can a buyer gain by offering above asking price for a home?…
If you want to get more involved in a real estate career, you may have considered becoming a loan officer in Portland. For those who like to work with buyers to get into the perfect home, becoming a loan officer…
If you are a military member or Veteran considering buying a home in Portland, you have probably heard the term VA Loan tossed around by your real estate agent or lender. This mortgage option can help military members, their families,…
Getting ready to purchase a home? You’ve probably heard about the FHA loan, especially if you are a first-time homebuyer. What is this home loan option and is it right for you? Using an FHA loan in Portland can be…
Going through the home buying process? It can feel like a never-ending journey of paperwork and verification to become a homeowner. Whether it is your first time purchasing a home or you are getting ready to buy your dream home,…
